Appraisal services for Collin and Denton County homeowners

Here are the top seven reasons why TX homeowners call on MD Appraisal Solutions:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Collin county's assessment of your property
  3. To reduce their mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Do you own a home in or near Collin and Denton County? Do you need help determining the value of your real estate?
Contact MD Appraisal Solutions.

At MD Appraisal Solutions, we understand the particular needs of a consumer seeking appraisal services. Our regular business clients get the appraisal process and the usual "products" we deliver to them. Being a consumer that probably doesn't look at appraisals on a regular basis, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to remove PMI

A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are seasoned in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenging Collin and Denton county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other houses nearby. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal report from MD Appraisal Solutions is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from MD Appraisal Solutions can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from MD Appraisal Solutions can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? DeSalvo & Associates can help with that too. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.